Open Source Personal Finance alternatives in 2026
Track your budget, expenses and subscriptions without handing your banking data to a third-party app.
Quick comparison
Sorted by featured first, then GitHub stars as a tiebreaker — the same rule we use across the whole site.
| Tool | License | Minimum RAM | GPU | Docker | GitHub |
|---|---|---|---|---|---|
| Firefly III Lightest option100% FOSSMost popular on GitHub | AGPL-3.0 | ~1GB | — | ✅ | ★ ~16,500 |
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Alternative to Mint, YNAB
A complete personal finance manager, no third party gets your banking data.
Alternative to YNAB
Envelope budgeting, a subscription-free alternative to YNAB.
Alternative to Rocket Money
Recurring subscription tracking, an alternative to Rocket Money.
Frequently asked questions
Which Personal Finance tools are 100% free?
All 1 tools in this category are 100% FOSS: no paid plan or locked features.
Do I need a GPU to use these tools?
No, none of the 1 tools in this category need a GPU — they all run fine on CPU alone.
How much RAM do I need at minimum?
The lightest option on this list is Firefly III, which runs on as little as 1GB of RAM — enough for a cheap VPS.